Click4GAP
About Click4GAP
Click4GAP is a reputable provider of Gap Insurance, offering comprehensive coverage to protect motorists from unforeseen financial losses. With a focus on providing quality coverage and exceptional customer service, Click4GAP is dedicated to ensuring that their customers have peace of mind on the road.
Why Choose Click4Gap?
Choosing Click4GAP for your Gap Insurance needs comes with a multitude of benefits:
| Low Premiums | Buying directly from Click4GAP means there are no additional costs, allowing you to save significantly on your Gap Insurance. |
| No Hidden Charges | Click4GAP won't charge you for making amendments to your policy, providing transparent pricing and peace of mind. |
| 30-Day Cooling Off Period | You have 30 days to decide if Click4GAP's Gap Insurance is right for you, and if you haven't made a claim during this time, your premium will be fully refunded. |
| Quick and Easy Claims Settlement | Click4GAP's experienced claims advisors ensure that your claim is processed promptly, with payments made within days of registration. |
| No Mileage Limit | Once your policy starts, there are no mileage restrictions, allowing you to drive as much as you need to while enjoying full protection. |
| No Obligation Cancellations | If for any reason you decide to cancel your policy after 30 days, you'll be entitled to a pro-rata refund, minus a small administration fee, as long as no claims have been made. |
What is Gap Insurance?
Gap Insurance is designed to protect motorists from the financial loss that occurs when a vehicle is stolen or deemed a total loss by their motor insurance provider. Although motor insurance typically covers the market value of a car at the time of loss, depreciation and outstanding finance or lease balances can leave individuals with a significant shortfall when it comes to replacing their vehicle. Gap Insurance bridges this gap, ensuring that drivers aren't left out of pocket and can afford a new vehicle without compromise.
Types of Gap Insurance offered by Click4GAP
Combined Return to Invoice Gap Insurance
If you paid cash or made a substantial deposit or financed the purchase of your vehicle, Combined Return to Invoice Gap Insurance from Click4GAP is the ideal choice. This coverage will protect you by covering the difference between the cost of your vehicle and its market value at the time of a total loss, up to a maximum of £50,000, subject to policy terms. It also provides additional coverage for dealer-fitted accessories and your motor insurance excess.
Lease/Contract Hire Gap Insurance
If you have leased your vehicle or entered into a contract hire agreement, Click4GAP's Lease/Contract Hire Gap Insurance is the perfect option. This coverage will pay the difference between the market value of your vehicle at the time of a total loss and the outstanding balance of your lease or contract hire agreement, subject to policy terms. It also provides up to £2,500 towards your first three months' cost of rental.
Exclusions and Eligibility
It's important to note that there are certain exclusions and eligibility requirements for Click4GAP Gap Insurance policies. These include:
- Vehicles that are more than seven years old, valued at over £75,000, or do not appear in Glass's Guide are not eligible for coverage.
- Vehicles that have been leased or are under contract hire agreements and are more than ten years old, have monthly rental payments exceeding £2,000, or do not appear in Glass's Guide are not eligible for coverage.
- Click4GAP does not provide coverage for commercial vehicles or vehicles designed to carry more than eight people.
- Coverage is only valid if your vehicle is covered by a comprehensive motor insurance policy and the driver at the time of loss is listed as a named driver on this policy.
- Coverage is not provided if the driver at the time of loss does not hold a valid driving license, is intoxicated, or is under the influence of non-prescription drugs.
Get Click4GAP Gap Insurance
Obtaining Gap Insurance from Click4GAP is easy and hassle-free. You can get a quote quickly and easily through their website, and your coverage will start immediately upon purchasing the policy. If you have any questions or need more information, their dedicated customer service team is available to assist you.