The word credit is used to define a lot of terms, but in general, it means an agreement between a lender and a borrower in which the borrower takes monetary value with the promise to pay back in a stipulated period of time. The advent of credit companies has made it easy for people to obtain credit cards and spend a certain amount of money over a period of time. Over time, credit scores are given as a measure of the quickness of the borrower in paying off the debt. Credit may also come in other forms such as mortgages, vehicle loans and they are known as financial credit. Taking out a mortgage on a property means you receive financial aid from a financial institution and they take the title of ownership on your property till the loan is paid off. Investment on the other hand is the purchase of items with the projection that it would appreciate over time. It can be defined as the purchase of items with the aim of generating income over time. There are several investment choices one could make such as assets, bonds or stocks. Choosing a credit company for your needs may seem difficult but there are several financial bodies that request very low interest rates out there but might have other disadvantages, so looking at all available options and reviews of their customer service should help narrow down your options. Investing in a new business idea might seem risky but start ups who sell their shares at low rates might eventually expand over time. Picking a stable and reliable firm to invest in might be less risky. and also investing in real estate might be one of the safest options as properties appreciate with time. Whatever you decide to manage your money, make ure to read clients reviews and choose the right company to trust!